• Skip to content
  • Contact
  • Membership
  • Apply
  • ATMs
Toggle Utility Menu
  • Skip to content

  • Contact
  • Membership
  • Apply
  • ATMs
search icon

Baycel Federal Credit Union

Main Menu
  • My Credit Union
    • Membership
    • Location and Hours
    • History
    • Privacy Policy
  • Products & Services
    • CU Services
    • Loan Rates
    • Deposit Rates
    • Mortgage Loans
    • MasterCard Credit Cards
    • Lost/Stolen Cards
    • Reorder Checks
    • Fee Schedule
  • Tools & Resources
    • Loan Application
    • Membership Application
    • Financial Calculators
    • Member Discounts
    • Skip A Payment
    • Find An ATM
    • NADA Guides
  • Online Banking
Annual Meeting
Reward yourself with our...
Free Checking
No minimum balance
No service fees
No required number of transactions
Just free checking, without the hassle!
Annual Meeting
Did you know that we finance boats?

Spring is right around the corner so now is a good time to start looking for a boat to enjoy the outdoors.
Find your next adventure with a new or pre – owned Boat and a GREAT LOW LOAN RATE with Baycel FCU.

*Call for details. Some restrictions may apply. Upon credit approval.

Scholarship
Scholarship opportunity available to Matagorda county high school seniors

Deadline Friday April 15th

Get Application Form Here
Mobile Deposit
Sign. Snap. Send!

Deposit checks instantly with your mobile device.
Download our free app today and save yourself a trip.

Apple Store Google Play
Mobile Banking
MOBILE BANKING

Use our mobile app to enjoy all the conveniences of online banking in the palm of your hand.

Apple Store Google Play
Apply Now
Promotion for new Bay City Highschool branch Banner

Trustage Banner

Get In Touch


BAYCEL FCU
2320 6th Street, Bay City, TX 77414
(979) 244-3995
(979) 244-8207
baycelfcu@baycel.org
 National Credit Union Administration
We do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act.

We do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act.


Baycel Federal Credit Union is committed to providing a website that is accessible to the widest possible audience. We are actively working to increase the accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 979-244-3995 for assistance. Products and services available on this website are available at our office located at 2320 6th Street, Bay City, Tx.